#1 Mortgage Calculator on iOS

Mortgage Payment Calculator

Calculate your mortgage payments with multiple payment frequency options: monthly, weekly, bi-weekly, quarterly, and yearly.

• Account for PMI, property taxes, and HOA/Condo fees
• Detailed payment schedules with interest vs. principal breakdown
• Extra payment analysis to visualize interest savings
• Track monthly interest during payoff period

Affordability Calculator

Determine your maximum home purchase price and mortgage affordability using industry-standard practices.

• Calculate borrowing capacity based on your income
• Industry-standard debt-to-income ratios
• Incorporates income, expenses, and existing debts
• Know exactly how much home you can afford

Refinance Calculator

Evaluate if refinancing makes sense for your situation and see potential savings.

• Compare current vs. new mortgage terms
• Calculate break-even point
• See total interest savings over loan life
• Factor in closing costs and fees

HELOC Calculator

Calculate your Home Equity Line of Credit payments and see how much you can borrow against your home's equity.

• Interest-only payments during draw period
• P&I repayment period calculations
• Combined LTV and available credit analysis
• Total cost breakdown: principal, draw interest, and repayment interest

Rent vs Buy Calculator

Compare the true cost of renting versus buying over time to make the smartest financial decision.

• Side-by-side monthly cost comparison
• Net wealth analysis over 10+ years
• Break-even point calculation
• Factors in rent increases, home appreciation, and equity buildup

Closing Costs Calculator

Estimate your total closing costs and know exactly how much cash you'll need at the closing table.

• State-specific fees including doc stamps, intangible tax, and recording fees
• Lender fees: origination, appraisal, credit report, and discount points
• Title & escrow cost estimates
• Prepaid items: property tax, insurance, and per diem interest

Rate Trends & Visualization

Stay informed with current mortgage rates and visualize your mortgage data.

• Current mortgage rate display
• Fixed-rate vs. adjustable-rate comparisons
• Historical trend visualization through graphs and charts
• Principal and interest breakdown over time

Export & Share

Easily save and share your mortgage calculations.

• Export calculations to email
• Save multiple scenarios for comparison
• Share with financial advisors or family
• Professional-looking reports

Privacy & Convenience

Your financial data stays private and secure.

• Works completely offline - no internet required
• No account creation needed
• All calculations performed locally on your device