Expert guides, tips, and tools to help you make smarter mortgage decisions
Learn how to use a mortgage calculator effectively to estimate payments, compare loan options, and plan your home purchase.
Understand exactly what goes into your monthly payment — principal, interest, taxes, insurance, and PMI.
Discover how your mortgage payments are split between principal and interest over the life of your loan.
A step-by-step guide to determining your home buying budget using income, debts, and down payment.
Find out if refinancing your mortgage makes financial sense and how much you could save.
Break down the math behind your mortgage payment in plain English with real examples.
See how adding just $100–$200/month to your mortgage can save tens of thousands in interest.
Learn what PMI costs, when you can remove it, and strategies to eliminate it faster.
Compare monthly payments, total interest, and pros and cons of each mortgage term.
Everything first-time buyers need to know about mortgages, from pre-approval to closing day.